Welcome to merchant-account-4-you.com, where I
will help you find the best way to accept credit cards online for your needs.
Read through this website and I'm sure that you will get a good idea of what
kind of credit card processing service is right for you.
first thing you have to think about is the volume of transactions that you
will most likely be processing per month. Should this amount be pretty low, you
might want to look into getting a
Merchant Account. They have somewhat more expensive rates than a normal
merchant account, but you will not have any monthly fees, which means that
overall, your costs should be lower using a 3rd party processing company,
compared to getting your own merchant account. For more information,
3rd Party Processing
section of this website.
Should your monthly billing be pretty high, you
should look into getting your own merchant account. With increased billing,
this will be the cheaper option, and it will also look more professional
because you will be able to process the credit card directly on your website,
and don't have to send your customers to a 3rd party website, so they can pay
for their products or services.
The best payment gateway for accepting
credit cards online I found is Authorize.net.
This payment gateway is compatible with most shopping carts available online,
which is an important feature. The Authorize.net payment gateway is sold
through merchant account providers, and not directly from Authorize.net. These
merchant account provider will also be responsible for the customer service
you will receive when choosing them to purchase your payment gateway.
customer service can become highly important when purchasing a payment gateway
and merchant account, I highly recommed you sign up for the service of
great customer support by phone or email, they also have many other nice
features for merchants, including Gross Daily Settlement of your Visa and
But, in order to be approved for the
account, you have to fullfil the following requirements:
within the United States of America
US Federal Tax ID#
U.S. Social Security Number of the principal
checking account and routing numbers
You must be 18 or
older to be eligible to apply for an Internet Certified merchant account
Should you not
be able to fullfil these requirements, we recommend you go with a
Merchant Account, about which you can get more information by